Have you received a Bluemercury Web 009 charge on your credit card or debit card? You’re not alone! Lots of people have reported being charged by Bluemercury Web 009 for transactions they’re unsure of. This article shed a light on reasons why you’ve got a Bluemercury Web 009 charge on your bank statement, and what steps to take.
What is Bluemercury Web 009 Charge?
Bluemercury Web 009 is a charge that has appeared on lots of people credit and debit cards. It is a payment alias used by scammers to hijack financial account. It is not linked to the Bluemercury Luxury beauty store, as lots of people who’ve never patronized the store have experienced the charge.
I m in tanzania africa, a transaction of $19.00 dollars was made then immediately returned then $20 wsd taken, this happened in less than a minute on the 8th November by the same BLUEMERCURY WEB 099 P..which apparently directed the payment to aliexpress.
I received an email notification that I was charged for $10.68 from something called BlueMercury Web 099, and as quickly as it was charged, it was reversed immediately afterward – Reddit
So lets, take a look at why you’ve the bluemercury web 009 charge
Reasons Why You’ve Got a Bluemercury Web 009 Charge on Your Credit and Debit Card
You’re a Victim of a Credit Card Fraud
If you’re certain you never bought anything from the business called ‘Bluemercury’ whether online or offline, then your credit card has been compromised. What does this actually mean? Someone must have gotten hold of your credit card details and used it to purchase items off bluemercury.com. Credit card fraud is a form of identity theft that occurs when someone uses another person’s credit card or credit card information to buy something or access an account without permission. The scammer doesn’t need to actually have the physical card to commit this type of fraud.
Your Credit Card details was Leaked In a Data Breach
Cybercriminals might have illicitly obtained your credit card information, including the card number, names on it, expiration date, and sometimes the CVV code. These data breaches can occur through various means, such as hacking into databases, intercepting transactions, or exploiting vulnerabilities in online platforms.
What To Do About This Unauthorized Charge
Contact Your Credit Card Issuer
Immediately call your financial provider and explain that you’re a victim of fraudulent transactions. You could do this by either reporting the fraud in their app or on their website. Request that any fraudulent accounts that you didn’t authorize be closed and the charges erased so that you’re not responsible for the bill.
Request For a New Card
If fraud is confirmed, the issuer will likely cancel that card and issue you a new one with different numbers.
Update Your Passwords and Enable Two Factor Authentication
The third step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised. It’s important to note that, even though only one card may have suspicious charges, you can’t be sure how the fraudster got the information. So make sure you change all of your passwords and PINs just to be safe.
Report the Fraud To Relevant Authorities
Report the scam to relevant authorities and organizations. This includes:
- Internet Crime Complaint Center (IC3): If you are in the United States, you can file a complaint with the IC3 at https://www.ic3.gov/.
- Your Local Consumer Protection Agency: Contact your local consumer protection agency or the equivalent regulatory body in your country.
- Better Business Bureau (BBB): File a complaint with the BBB if the online store is based in the United States.
How To Prevent Credit Card Theft and Stay Alert
Don’t shop on Unsecure websites.
Make sure you verify that a website is authentic before making a purchase. You can do this by looking at the URL tab. Does it have a ‘padlock sign’. If it does, it means it has SSL encryption protecting user’s personal and financial data. If it doesn’t, then you should stay away as your credit card details could be stolen or leaked
Don’t Give Out Your Credit Card Information
Beware of phishing scams that aim to ask for your personal and credit card information. Never send your credit card information via email or give it over the phone unsolicited.
Don’t use public Wi-Fi for financial transactions.
You can get hacked using public Wi-Fi. Cybercriminals use a combination of technical know-how and free tools to sneak into unsecured networks and steal sensitive information. This could include your passwords, banking information, or personal data. So stay off Public Wi-Fi when making financial transactions.
Don’t Store Card Numbers With Online Retailers
Even when you’ve taken steps to confirm you’re using a reputable online store, resist the urge to save your card information in your online shopping account.
The concern isn’t that the retailer will misuse your data, but that doing so could allow a criminal who obtains your shopping account password to make purchases without even having to know your card number.
Shred unwanted documents that show your credit card number.
Whether you shop online or in-person, protecting sensitive information such as your credit card number is essential to your financial health. If you want to dispose an unwanted document that contains your credit card details, always shred it before discarding, or burn it up in the fireplace.
Conclusion
You’ve a Bluemercury web 009 charge on your credit or debit card because your credit card number was leaked in a data breach and you’re a victim of credit card fraud.
See similar credit card fraud – Topware Store charge Farloshop Charge on card.