So you have been hit by a mysterious charge described as ‘p1*fitch’ or p1*fitch 8447067699 on your credit card. You’re probably wondering what the hell is p1 fitchk or p1 fitchk, and how come you don’t remember any transaction for the amount you’re being charged.
This article provides information about the unknown charge from p1*fitch and how to stop the reoccurring charges.
What exactly is p1*fitch?
p1*fitch is the payment alias for Challenge Body Mind a digital health platform. The website ‘challengebodymind.com’ offers products like health ebooks, gummies, health and nutrition plans, membership subscriptions, etc.
Their charges often appear as; p1*fitch 8447067699, p1 fitchk84470676998554604451, P1*FITCHK84470676998554604451 NM, etc on bank statements. This makes it confusing to tell where it’s from.
Why You’ve a p1 fitchk Charge on your Credit Card
You’ve a charge from p1fitchk because you bought gummies or health ebooks or paid for a nutrition plan from Challenge Body Mind. By doing so, you unknowing subscribed to its $12.49 membership subscription.
Because of this, you get charged $12.49 every month, just for its online magazine which is sent to your email address.
What To Do about this unauthorized charge
Contact Challenge Body Mind
Since there’s no option for membership cancellation on challengebodymind.com, you should contact them via email – care@challengebodymind.com or (855) 460-4451. You should request to be unsubscribed and insist to get a refund.
Inform Your Credit Card Issuer
Immediately contact your bank and inform them of the fraudulent transaction. You could do this by either reporting the fraud on your bank’s app or website.
Request for a new credit card
The next action to take is to request for your card to be cancelled. This is because if it isn’t cancelled, Challenge Body Mind might still continue charging. So ask that a new card be issued to you with different numbers.
Update Your Passwords and Enable Two Factor Authentication
The third step you should take is updating your passwords. Make sure you check all of your other credit card accounts to see if they’ve also been compromised.
Report the fraud
Challenge Body Mind practices may be deemed unlawfully deceptive. You can report them to Action Fraud, the UK’s national fraud reporting centre by calling 0300 123 20 40 or by visiting www.actionfraud.police.uk. If you are in Scotland, contact Police Scotland on 101.
How To Avoid Unauthorized Subscription Charges
- Read the small print (terms & conditions) carefully before entering into any agreement or making a purchase, online or offline, no matter however long this may take.
- Make sure the terms & conditions box has not been pre-ticked.
- If you make a purchase of this kind that gives you a limited timescale to cancel the agreement, make sure you do so before the due date if you want to cancel it.
- Never provide bank details to companies without doing some prior research beforehand.
- Keep a copy of any advertisement (print it or take a screenshot) that you reply to, and to keep a note of the webpage.
- Check your bank/payment card statements regularly for unexpected payments.
Ways To Keep your Credit Card Info Safe:
- Always Use Secure Websites. Whenever you’re entering your credit card info online, look for “https://” in the web address. The “s” means it’s a secure site.
- Stay Alert from Phishing: Don’t Click on Links in Suspicious emails.
- Keep your PIN and passwords super secret. If you must share them, change them after the person is done using them.
- Be careful with public Wi-Fi when making online purchases or bank transactions. It’s safer to use a secure network.
- After shopping or banking online, make sure to clear your browser’s cache. It helps keep your info safe.
- Sign up for fraud alerts with your credit card company or bank. They’ll notify you if something fishy happens with your account.
- Before tossing important papers, like bank statements, shred them or burn them to protect your info.
- If you notice your card missing, tell your bank or creditor ASAP. They can help secure your account.
Final Thoughts
Challenge Body Mind (a nutrition & diet platform) is behind the p1*fitch charge on your credit card. You’ve a charge from them because you were deceptively added to their membership subscription. You should contact your credit card issuer immediately and cancel your credit card.
Have you received a charge from from p1 fitch? Please let us know how this transaction appears in your credit card!
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